Why Jewellery Insurance Makes Sense in Australia —

Protect Your Precious Pieces with Confidence

Jewellery often isn’t just valuable—it’s deeply personal. From engagement rings to family heirlooms, these items carry emotional weight and significant monetary value. That’s why specialist cover like Centrestone Jewellery Insurance offers a smarter alternative to standard home or contents insurance.

What Sets Centrestone Apart?

1. Tailored Specifically for Jewellery

Unlike general home and contents insurance—which treats all items the same—Centrestone designs its policies solely around the unique risks jewellery faces. As Jason Withers explains, typical insurers might handle your ring like a toaster; Centrestone treats it with the care it deserves.

2. Return to Your Preferred Jeweller

In the event of loss, damage, or theft, you’ll receive repairs or replacements through the jeweller of your choice—often the same one you purchased from. This is not just convenient, but ensures quality and continuity.jasonwithers.com+2diamonds.hk+2

3. Up to 125% (or More) of the Insured Value

If replacement costs rise due to fluctuating gold prices or gem values, Centrestone can cover up to an additional 25% over your original insured amount. This helps ensure you’re not left short when prices climb.jasonwithers.com+15jasonwithers.com+15diamonds.hk+15

4. Worldwide Coverage & Instant Protection

Whether you’re at home or abroad, your jewellery is protected. Coverage kicks in instantly—some policies even offer automatic free cover for the first four days.centrestone.com.au+6jewellermagazine.com+6centrestone.com.au+6

5. $0 Excess and Streamlined Claims

Centrestone doesn’t charge any excess on claims—meaning no out-of-pocket expenses. Their dedicated in-house claims team ensures that claims are handled swiftly and empathetically.

Why Specialist Insurance Is a Wise Move in Australia

  • Home and contents insurance may not fully cover your jewellery, especially outside your home or for higher-value items like rings and watches.
  • In contrast, Centrestone’s agreed-value policy means you get what your jewellery is truly worth, not a depreciated amount.
  • Their streamlined, jewellery-first service model ensures seamless restorations—or replacements—while preserving your relationship with your original jeweller.

Final Thought

When you’re safeguarding something as precious as a fine piece of jewellery, insurance should match both its value and significance. As Jason Withers highlights, Centrestone offers a specialised, jewellery-first solution that offers peace of mind—wherever you are and however prices change.

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